Your remittance to family abroad.
Every provider's official rate, on a single board.
Real-time rates from each provider via the Wise public API. Compare fees, FX margin, and total cost on a single board.
- Fee
- ¥460
- FX margin
- ¥210
- Applied rate
- 0.0432
- vs Mid
- —
- Delivery time
- —
- Method
- Bank transfer
- Total cost
- ¥670
- Corridor
- JP → China (CNY)
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※ Some providers are labeled "Data delayed" because Wise collected those rates more than 30 minutes ago. They are useful reference values, not real-time rates. Verify the latest rate on each provider's official site before sending.
View data methodology →Why a single provider isn't enough to avoid losing money.
Hidden behind the headline price
Even providers advertising "0 yen fees" may add hundreds to thousands of yen on top of the rate (FX margin), and this varies by provider.
The interbank midpoint as baseline
We use the interbank mid-market rate as the reference, then measure how far each provider's applied rate sits from the midpoint — a single yardstick for honest comparison.
"How many yen actually leave your wallet"
The yen-denominated "total cost" — fees plus FX margin combined — is the true price. We compare on the same terms, so the receive-currency optical illusion can't fool you.